Car Insurance in Pittsburgh, PA

Evaluating your car insurance coverage is an important part of finding the right insurance policy. Many policies are available that offer comprehensive and collision coverage. Collision car insurance covers damage to vehicles and property in the event of a car accident. Comprehensive auto insurance coverage includes damage to vehicles and property in the event of a car accident as well as damage caused by covered events such as theft, vandalism, and weather events unrelated to a collision. Finding an auto insurance policy with both comprehensive and collision coverage might make sense for you to provide greater protection. While determining whether both types of coverage are right for you.

Many auto insurance company policies award drivers for safe driving. They’ll take into account any record of a speeding ticket (and how long since that speeding ticket), whether there has been an accident, whether that accident included bodily injury or property damage, and/or any other driving infractions. A clean record typically leads to the best auto insurance rates.

Your auto policy may also take into account your age, gender, marital status, the zip code where you live or where the vehicle will be parked/operated, and other factors. Some car insurance products also allow for discounts for military members.

The Pennsylvania state minimum car insurance coverage is the set minimum required coverage. The state minimum is the required minimum for car insurance in Pittsburgh. The cheapest car insurance policy will often be at or near this minimum coverage. State minimum limits for car insurance in Pennsylvania are:

• Bodily injury liability coverage: $15,000 per person, $30,000 per accident
• Property damage liability coverage: $5,000
• Uninsured motorist coverage: $15,000 per person, $30,000 per accident
• Underinsured motorist coverage: $15,000 per person, $30,000 per accident
• First party benefits: $5,000

(In Pennsylvania, you may request to remove the coverages for uninsured and underinsured motorist coverages from your car insurance policy.)

Most drivers look for cheap car insurance quotes, and nobody wants to spend more than they have to for car insurance. Sometimes affordable car insurance rates alone can be misleading, so if you’re shopping for car insurance in Pittsburgh, make sure you get comparative quotes and compare the provided coverage. We work with multiple insurance carriers to find you the best rate on auto insurance along with the right amount of coverage for you. (Note: Insurance providers can vary in their offerings and one insurance company may offer a better price for one driver, while another insurance company may offer the best price for someone else.) Keep in mind that the cheapest car insurance quotes are often based on minimum coverage. You’ll be able to compare the cheapest auto insurance quotes that we find alongside different coverage options from different insurance providers. We offer personalized car insurance quotes and guidance in selecting the right car insurance coverage. We strive to be the best auto insurance agency in Pittsburgh. Contact us today for a policy review or a quote for car insurance on a new or used vehicle. Let us help you find the best car insurance in Pittsburgh.