Life Insurance in Pittsburgh, PA

Life insurance policies made to fit your needs

Life Insurance Coverage

A life insurance policy can give you and your family peace of mind. The contract states that the insurance company will pay a sum of money, called a death benefit, to the individual’s beneficiaries if the individual dies while the policy is in effect. 

The purpose of life insurance is to financially protect the policyholder’s loved ones in the event that he or she dies. Beneficiaries can use the death benefit to cover funeral costs, pay off debts, and maintain their standard of living.

Engarde Financial Group believes that life insurance is something everyone should have, regardless of their age or health. We provide life insurance services in the Pittsburgh area that rivals the large life insurance companies in service and in cost. Contact us to get a free quote.

Life insurance policy in Pittsburgh PA
Life insurance cost

Searching for the best life insurance rate?

If you’re looking for the best life insurance in Pittsburgh, we’ll help you find it. As independent insurance agents, we represent you and your needs. We work with many life insurance providers and take your specific needs into account and search out the best life insurance coverage and rates for you and your family.

Engarde Financial Group can get you the policy you need – whether it’s permanent whole life or term life insurance. Give our trusted and local insurance agents a call or submit our form to get a free life insurance quote just for you.

Life Insurance FAQ

How much does life insurance cost in Pittsburgh?
Life insurance costs can vary based on your individual situation. Your health, age, driving record, and individual needs will factor into the overall premium. EFG takes an individual approach to life insurance solutions, and do our best to make sure your financial future is secure with affordable.

Many insurance companies can tout an affordable rate, but don’t offer the right coverage options or lack in service. We’re different. We offer a number of life insurance options to ensure that you’re getting both affordable coverage and personalized service from experienced, local professionals.
What is the difference between permanent life insurance and term life insurance?
There are two types of life insurance: term and permanent.

Term life insurance is just what it sounds like – a policy that covers you for a fixed period of time, usually 10 or 20 years. If you die during the term of the policy, your beneficiaries will receive a death benefit. Term life tends to be more affordable. Permanent life insurance, on the other hand, is a policy that covers you for your entire life, and tends to be more comprehensive. If you die while the policy is in effect, your beneficiaries will receive the death benefit.
How does life insurance effect estate planning and retirement planning?
Estate planning is a critical process that everyone should undergo to ensure their loved ones are taken care of in the event of their death. Part of estate planning includes acquiring life insurance. Though it may seem like an unnecessary expense, life insurance is a vital part of protecting your loved ones financially and ensuring a secure retirement.

When you die, the proceeds from your life insurance policy will be paid to your estate. This money can then be used to pay off any debts you may have, provide for your loved ones, and cover the costs of your funeral. If you do not have a life insurance policy, you risk these costs being passed on to your family.

Why choose us for life insurance?

We provide life insurance services in the Pittsburgh area that rivals State Farm or Nationwide. Our approach can get you more affordable, better coverage.
Well if you put our rates up against it’s a great question, we stand against our competitors: State Farm or Nationwide, you will find our rates are a lot less, more coverage and better service.
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