Renters insurance is an important investment that protects your personal property against accidents and other disasters that you could incur when living in a rental property. Your TV, laptop, jewelry and other personal belongings can all be replaced in the event of a covered loss due to theft, fire, or storm damage.
Renters insurance does not just cover belongings inside your house or apartment, the coverage can extend to items in your backyard, patio, and even your car. While it does not replace auto insurance, in a covered theft from your car, you can rest easy knowing you have replacement cost coverage if your belongings are stolen.
The best renters insurance companies also offer personal liability coverage options that protect you in the event you are found responsible for property or bodily damage that occurred in your covered location. Medical payments and legal fees that you are found responsible for can be covered with the right renters insurance policy.
Most of the best renters insurance policies provide liability coverage as a standard feature. Liability insurance covers medical expenses, medical payments, and property damage if you are found legally responsible for an event that occurred in the place you are renting. Renters insurance can also help pay for legal fees in the event of being sued over an accident that happened in your home.
Renters insurance also provides additional coverage for temporary increases to living expenses in covered events. In the case of fire, severe weather, or other covered events where you temporarily cannot stay in the building you are renting, renters insurance can help cover the cost of staying in a hotel until it is safe to return. This is a standard feature of renters insurance offered by Engarde Insurance Services in Pittsburgh.
The best way to understand which is right for you is to talk with a local expert and find the most effective coverage for your budget. Engarde Insurance Services offers options for renters insurance in Pittsburgh, Pennsylvania to fit any budget. Give us a call or get a free quote online.
The price of renters insurance can also vary depending on the renters insurance companies available in your local area. Some carriers can also provide discounts on your be applied Engarde Insurance Services is here to help you compare rates and find the coverage you need for your life and personal property. Give us a call or contact us and a local agent will give you a personalized quote.
Some renters insurance providers only offer low coverage limits with not enough coverage, but Engarde Insurance Services provides the Pittsburgh, Pennsylvania area with affordable, pay monthly options that provide personal property coverage for your computers, cameras, and your most expensive personal property.